Home Insurance provided by LV=

Welcome to your dedicated customer area for Home Insurance, provided by LV=. On this page, you’ll find a range of useful details and documents to help you manage your policy.

Senior retired couple talking together on the sofa
Get in touch

Contact LV=

If you’d like to change, review or talk about your existing policy, please get in touch with the LV= team.

To discuss an existing policy, please call:

0330 678 5196

For Text Phone first dial 18001. 

Lines are open:

  • Monday to Thursday: 8am to 8pm
  • Friday: 8am to 6pm
  • Saturday: 9am to 5pm
  • We are closed on Sundays and Bank Holidays

To make a claim on your Home Insurance, please call the LV= claims team on:

0330 678 5000

For Text Phone first dial 18001. 

Lines are open:

  • Monday to Friday: 8am to 6pm
  • Saturday: 8am to 4pm
  • We are closed on Sundays and Bank Holidays

 

Calls will be recorded.

Emergency Helpline

Get in touch about a home emergency

Call the LV= 24-hour Domestic Emergency Assistance helpline on: 0800 028 5988

For Text Phone first dial 18001. Calls will be recorded.

If you call the Domestic Emergency Assistance helpline, LV= can arrange emergency help for problems like a broken boiler, plumbing issues or loss of electrical power

  • If you have an emergency in your home (for example, your boiler breaks down), you can call LV=’s Domestic Emergency Assistance helpline. From here, the team can arrange emergency assistance or repairs for you.
  • Before calling, please have your insurance details and information about the emergency to hand.
  • If you're unsure about whether your emergency repairs are covered by your Home Insurance or not, please do call LV= to discuss. However, it’s important that you address the emergency first (for example, placing a bucket under a leak) if this will prevent further damage from occurring.
Make a claim

Make a claim on your Home Insurance

Call the LV= claims team on: 0330 678 5000

For Text Phone first dial 18001. Calls will be recorded.

Lines are open:

  • Monday to Friday: 8am to 8pm
  • Saturday: 8am to 4pm
  • We are closed on Sundays and Bank Holidays


Before getting in touch to make a claim, it helps to have the following information to hand:

  • Your policy number and documents
  • As much information about the incident as possible
  • A crime reference number for cases that involve crimes such as theft or malicious damage (this number will be issued when you call the police to report the incident)

If you need to check the status of an existing Buildings or Contents claim:

If you need to talk to LV= about an existing claim, please contact them using the details below and have your policy number and relevant documents to hand.

Call LV= on: 0330 678 5000

For Text Phone first dial 18001. Calls will be recorded.

Lines are open:

  • Monday to Thursday: 8am to 8pm
  • Friday: 8am to 6pm
  • Saturday: 9am to 5pm
  • Closed on Sundays
Manage your policy

If you need to make changes or talk to someone about your policy

To make changes to your policy, please talk to the LV= team on:

0330 678 5196

For Text Phone first dial 18001. Calls will be recorded.

Lines are open:

  • Monday to Thursday: 8am to 8pm
  • Friday: 8am to 6pm
  • Saturday: 9am to 5pm
  • Closed on Sundays

LV= will get in touch before your renewal date

Around three weeks before your renewal date, LV= will be in touch to share a renewal pack that will summarise your policy and outline the information your quote will be based on. This will include: 

  • The cover and price of your policy
  • Details of the home insured
  • Details of any Optional Extras you've chosen

If any of these details have changed or are incorrect, it's important that you call LV= so they can correct them and send you an accurate renewal quote.

When you receive your pack, it’s also important to review your cover level and excesses to make sure they still meet your needs.

If you don't renew your insurance or make other arrangements, you won't be insured.

You can renew your Home Insurance policy provided by LV= in a number of ways:

  • Online
  • Auto renewal
  • Calling the contact centre

Renew your insurance online

If you don't have any changes to make to your existing policy, you can renew it online using a secure online process. It’s quick and convenient. All you need to do is click the link below and have your renewal documents to hand.

Auto renewal

If your policy is due to renew automatically, it will show on your renewal letter.

You can be assured that your cover remains in place and that you’re not at risk of being uninsured between policies. LV= will simply renew your policy using your credit or debit card, or by monthly or annual direct debit.

If you’d like to amend your payment methods or you’d rather LV= didn’t automatically renew your policy, please use LV='s online services to update your details. You can do this up to four working days before your cover is due to end (a working day is Monday to Friday, excluding bank holidays).

If you’re unable to make changes online, or if you need to make any other changes, you can call LV= on:

0330 678 5196

For Text Phone first dial 18001. Calls will be recorded.

Lines are open:

  • Monday to Thursday: 8am to 8pm
  • Fridays: 8am to 6pm
  • Saturday: 9am to 5pm
  • Closed Sundays and bank holidays.

If you need to cancel your Insurance policy

We would be sorry to see you leave. If there’s anything we can do to keep you as a customer, please do get in touch with LV= to discuss in the first instance. We understand circumstances change, so if you do need to cancel your policy, please follow the guidance below.

  • If your renewal date is in 30 days or less, you can cancel your Home Insurance renewal online up to four working days before your cover is due to end. Alternatively, you can call the LV= team on: 0330 678 5196
  • If your renewal date is more than 30 days away, you can fill out an online cancellation form and LV= will cancel your policy. Please visit the the LV= Age Co hub. Alternatively, you can call the LV= team on: 0330 678 5196
Policy Documents

Policy Documents

Home Insurance provided by LV=


 

Frequently asked questions

My account and access to online services
How do I register for a Home Insurance, provided by LV= account?

If you don’t already have one, you can register for your new LV= account.

What can I do in my account?

Log in to your account to view and download your policy documents and view any saved quotes. If you don’t already have one, you can register for your new LV= account.

I have forgotten the password for My Account

When you saved your quote or purchased your policy, you should have received an email from LV= with details of how to register to view any saved quotes. If the email isn't in your inbox, please check your spam or junk folders in case it's in there. If you still can't find it, you can re-set your password in My Account by clicking the ‘I’ve forgotten my password’ link.

Make a claim
How do I make a claim?

Call the LV= claims team on: 0330 678 5000

For Text Phone first dial 18001. Calls will be recorded.

Before getting in touch to make a claim, it helps to have the following information to hand:

  • Your policy number and documents
  • As much information about the incident as you can gather
  • A crime reference number for cases that involve crimes such as theft or vandalism (this number will be issued when you call the police to report the incident)

Lines are open as follows:

  • Monday to Friday: 8am to 8pm
  • Saturday: 8am to 4pm
  • We are closed on Sundays and Bank Holidays
How do I make a complaint about a claim?

To make a complaint about a claim, call 0330 678 5000 (For Text Phone first dial 18001. Calls will be recorded. Lines open Monday - Friday 8am - 8pm, Saturday 8am - 4pm, Closed Sundays and Bank Holidays) or email homeclaimscomplaints@lv.co.uk and include your claims reference. Please also include your name, any useful policy information, your postcode and contact details, in your email..

You can also seek information on your rights to have the Financial Ombudsman Service review your complaint by visiting www.financial-ombudsman.org.uk.

What is my home insurance excess?

Everyone's home insurance excess is different. It varies depending on the type of claim you're making, your personal circumstances and how much voluntary excess you agreed to when you bought your insurance.

To find out how much you might have to pay if you had to make a claim, please check the document pack that was sent you when you purchased your policy.

My pipes have burst - am I covered by my home insurance?

Yes, if you get a burst pipe at home, your home insurance can help put things right. To make a claim, give the LV= team a call on 0330 678 5000

For Text Phone first dial 18001. Calls will be recorded.

Lines open:

  • Monday – Friday 8am – 8pm
  • Saturday 8am – 4pm
  • Closed Sundays and Bank Holidays
Do you have approved suppliers and specialists for home repairs?

Yes, LV= use approved tradespeople and suppliers across the UK to inspect damage, replace goods and make home repairs. Better still, any repairs their recommended specialists carry out are guaranteed for 12 months.

Some people prefer to use their own tradesmen for repairs. If you decide this is the best option for you, you must speak to LV= before doing so. Call the LV= team on 0330 678 5000

For Text Phone first dial 18001. Calls will be recorded.

Lines open:

  • Monday – Friday 8am – 8pm
  • Saturday 8am – 4pm
  • Closed Sundays and Bank Holidays
What's subsidence?

Subsidence is downward movement of the ground supporting the building, most commonly caused by:

  • The shrinkage of clay subsoil following long spells of dry weather
  • Trees and other vegetation which extract moisture from the soil causing it to shrink
  • Leaking drains, which wash away the subsoil below foundations
  • Mining activity
What is Trace and Access?

Trace and Access of water or oil leaks relates to the cover needed for the costs involved in finding the source of an escape of water or leakage of oil.

Making changes to your policy
Who do I call if I have a question or need to make a change to my policy?

Once your new LV= policy has started, you will need to call the team at LV= on 0330 678 5196

For Text Phone first dial 18001. Calls will be recorded.

Lines open:

  • Monday – Thursday 8am – 8pm
  • Friday 8am – 6pm
  • Saturday 9am – 5pm
  • Closed Sundays
What are 'admin fees'?

'Admin fees' can include adjustment fees, cancellation fees and duplicate document fees.

LV= do not charge any admin fees for home insurance policy amendments, cancellations, or duplicate documents.

How we work with LV=
Why have you chosen to work with LV=?

Understanding our customers and their needs has always informed the products we offer and who we work with to provide them. By choosing LV=, we believe we will be continuing to work with a partner that shares our values and dedication to customers.

Working with LV= we can continue to ensure older drivers can find the right protection, with excellent customer servicing and claims support via UK-based call centres and online.

Who is Liverpool Victoria Insurance Company Limited (LV=)?

LV= is a leading insurance business offering a range of general insurance products. They are proud to be one of the UK’s largest personal lines insurers. Throughout their 180 year history, they have put people and customers at the heart of everything they do.


 

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Age Co Home Insurance is provided and underwritten by Liverpool Victoria Insurance Company Limited. LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number: 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number: 202965. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.

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